冰雹对房屋造成的损坏

房屋检查案例:

早上好📈很多房屋的损坏都由保险公司cover的。特别是租客造成损失… 我们专业为客户提供保险公司claim的检查报告。下面是冰雹之后,为客户的全面赔偿而做的专业报告。

冰雹对房屋造成的损坏 –  碰到这种情况,要首先做·房屋检查,书面记录损坏的实际情况,以便索赔!请看下面案例:

最近多次剧烈雷暴袭击了悉尼,记录显示这是近20年内袭击该市最严重的冰雹风暴,尺寸如板球大小的冰雹使汽车损坏并击破窗户,砸碎屋顶。 澳大利亚保险理事会宣布该事件为“灾难”。

对于房产投资者,由于屋顶和窗户的同时破碎导致室内漏水,引起房屋发霉,住客也快要退租。

 

政府紧急救援人员已经用临时的塑料布盖住了屋顶,但是还是有漏水,导致发霉。

由于湿度很高,屋顶的cornice 和墙体之间已经出现裂缝。

紧急救援人员说:保险公司只能赔你的房顶,里边只是等干了给你油漆一下。

房东听了认为不对, 不知所措,要我们去实际做出房屋检查,评估冰雹造成的破坏。看下图中的电扇和灯泡都短路了。

洗衣间的门框也有变形,主卧的 ceiling 的损坏比较严重。

我们的报告是这样写的:

Description and location of damages:
Recent hails had damaged tiles in the areas of Roof 1, Roof 2, Roof 3, Roof 4 and Roof 5 as the Roof map showers [Item 1(Picture) ]. The area had been covered with plastic by emergency services tradesman, though some of the damaged tiles typical could still be seen as pictures [Item 8(Picture), Item 9(Picture), Item 10(Picture), Item 11(Picture), Item 12(Picture) ]: which were in different categories as show below:
1. Some of the damaged tiles were chipped;
2. Some of them snapped in the middle (hails hit where white marks are in the middle, then snapped the tiles);
3. Majority of it tiles had been hit with white marks and they are damaged to certain degrees, coverage of the damage is probably 70% (照片里冰雹打过的白点) as I can see from the roof. Severity of the damage by hit of the hails is still unknown.
4. Vent was not functioning due to hail damage [Item 16(Picture) ].
5. Also verandah roof had been damaged with holes in it [Item 13(Picture) Item 14(Picture) Item 15(Picture) ].
Recommendations:
Replace damaged tiles and roof,repair internal damaged doors,replacing lining of ceiling, repair external walls.
Do a further assessment on tiles impacted by hails (the ones hit with white marks) by tiles expert. Sampling the tiles and do a impact test in lab to see damages, replace them if necessary.

这个报告有近一百张照片。 你可能会问:冰雹打过后,瓦片是不是比较容易碎? 是的,但是如果有必要的话可以在实验室做一个实验证明,可以索赔。

冰雹对房屋造成的损坏,会很让人头疼, 碰到这种情况,要根据实际情况做房屋检查,书面记录损坏的实际情况,以便索赔!

谢谢阅读! 我们有很多对您有帮助的房屋检查案例供您参考,加我的微信可以随时阅读。谢谢!

我的微信:johngeaus

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